Our Bank Validation service allows you to capture accurate sort code and account number bank details in real-time to avoid costly failed payments at a later date. It can also be used to enrich your bank data by adding data such as the IBAN and the BIC Code.
This service is not able to validate ownership of those bank accounts be it individuals or businesses..
Give it a try for yourself. Enter a sort code and an account number and click "Check" to see what details come back.
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We have a wide range of bank validation pricing options to suit your business needs
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How bank verification works
At the same time you enter your sort code and account number, we simultaneously check if the details are correct, and the account is direct debit capable and CHAPs supported. So you will soon know if the customer is able to offer direct debit and credit card payments.
As the volume of online banking transactions increases rapidly, so does the need for our next-generation bank account validation, reducing payment errors, minimising fraud, and providing a better customer experience.
With market-leading technology, we instantly turn a simple sort code and account number into an array of useful information – such as their Bank Identifier Code (BIC), IBAN and full banking address.
Benefits of using Bank Validation
Reduce fraud risk
By verifying all account details in real time, you can check the bank account number and reduce the risk of capturing incorrect data, avoid erroneous payments.
Avoid failed payments
Think of failed payments as lost customers. Validation at point of entry ensures faster, successful payments first time round, reducing payment errors and increasing conversions.
Improved customer experience
Eliminating failed payments allows you to provide your customers with faster, hassle-free checkouts and deliver the required products and services without delays or disruption
Avoid unnecessary costs
Save your business time and money by removing any unnecessary administration fees, bank charges and other operational costs incurred by re-processing failed payments.
Enhanced business insight
Just from your customers' sort code and account number, our Bank Validation service will provide you with insight into their branch and other invaluable insights
By validating and checking new employee bank details in real time, you’ll avoid potential payroll mistakes that can cause delays in salary payment and effect staff satisfaction.
What is Bank Validation?
There are many reasons that you need Bank Validation on your website as well as within your internal systems. However, we also know there is a lot of jargon around bank validation. Hopefully, these answers to commonly asked questions will help you.
IBAN stands for International Bank Account Number. This is an internationally agreed system of identifying bank accounts across the world.
Typically, the IBAN consists of a two letter country code, followed by two check digitals and up to 35 alphanumeric characters. The characters are known as the basic bank account number or BBAN for short!
IBAN GB65 HBUK 1234 5612 3456 78
IBAN is an additional number with extra information to help overseas banks identify your account details for payments.
BIC stands for Bank Identifier Code. It also goes by the name of SWIFT.
BIC is the address assigned to your bank in order to send payments quickly and accurately to the bank in question. It uniquely identifies the name and country of the bank involved in the transaction.